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Our Boat Insurance Policies are flexible to meet your cost and coverage needs. You can protect your boat and passengers with a variety of coverages.
Coverages Include
- Your liability to others
- Medical payments
- Damage to your craft and related equipment
- Medical expenses for guests as towed water-skiers
- Damage in hauling or launching
- Loss of motor overboard
- Fire, lightning, explosion
- Sinking and stranding
- Underwater damage
- Theft
About The Policy You can enjoy carefree cruising with our boat owners policy. The policy protects you anywhere in the territorial limits of the Western Hemisphere.* You, your boat, outboard motor, boat trailer, plus any equipment and accessories you wish to include,* are protected by your low-cost policy.
Plus...
- 30-day automatic coverage for newly acquired or replacement boats (that qualify under policy guidelines), motors and trailers.
- A variety of deductibles to choose from.
- An available discount if you have completed the Coast Guard Auxiliary "Safety and Seamanship" Course or the U.S. Power Squadron's "Boating Course."
- Includes coverage for scheduled trailers and equipment not permanently attached for up to to 10% of the hull coverage amount on your boat, at no additional cost.
- $1,000 per person medical expense for guest skiers ($2,000 per occurrence).
- A Boat/Home discount/credit may be available when you insure your boat and home with us.**
*Refer to your specific policy for the coverage's and exclusions. ** Not available in all states. |